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Refi ARM Loan

by Dan
(Palm Springs, Ca)

My friend has a 1972 (Pre Hud) manufactured home and he also owns the land. His ARM is due to expire in March 2012 and he is looking to refi at a fixed rate. His current lender will modify his current loan, but on a yearly renewal basis only. Lenders for older manufactured homes are few,even with the land. It has been already suggested to check with local mortgage companies and brokers. Anyone have other ideas?

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